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Finding the Best Student Credit Card

There are several great credit cards for college students, which include cash back credit cards and credit cards with zero introductory interest.

If you are a student in college take the time now and find the best credit card for your needs.

Compare Student Credit Card offers and apply online today.

May Featured Credit Card

Citi Simplicity® Card


Citi Simplicity® Card


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All Major Bank Credit Cards with Online Applications

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Best Credit Card Offers - Editor's Choice


BEST CREDIT CARD - BALANCE TRANSFER

Citi® Diamond Preferred® Card


Apply Online for This Credit Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 18 months on purchases*
    0.00%*
    for 18 months on balance transfers*
    11.99-21.99% (Variable)%* $0.00* Excellent Credit**

    BEST CREDIT CARD - CASH BACK

    Blue Cash EverydaySM Card from American Express


    Apply Online for This Credit Card

  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 12 months on purchases*
    N/A*
    for N/A*
    17.24-22.24% (Variable)%* $0.00* Excellent Credit**

    BEST CREDIT CARD - REWARDS

    American Express® Premier Rewards Gold Card


    Apply Online for This Credit Card

  • Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
  • Introductory annual fee of $0 for the first year, then $175
  • Get a decision in as little as 60 seconds.

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A*
    for N/A*
    N/A*
    for N/A*
    N/A* $0.00 1st year, then $175.00* Excellent Credit**

    BEST CREDIT CARD - LOW INTEREST

    Discover® More® Card


    Apply Online for This Credit Card

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

  • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 6 months on purchases*
    0.00%*
    for 18 months on balance transfers*
    10.99-20.99% (Variable)%* $0.00* Excellent Credit**


    FINDING THE BEST CREDIT CARD FOR YOUR NEEDS

    Are you in the elusive hunt to find the best credit card? There are literally hundreds of different credit cards available. There is no one best credit card for everyone. Each credit card offers different advantages, and each individual has different needs. You have to be willing to spend some time and sort through the numerous offers and compare several of the cards to be sure you find the best credit card for you and your particular needs.

    When trying to choose the right credit card, you need to be sure to factor in other information in addition to the rewards available. Many cards charge extremely high interest rates in order to compensate for the rewards they offer. When comparing the various bank credit cards, you need to consider the interest rate and fees charged and not focus entirely on the rewards you may be able to earn.

    Finding a Well Balanced Mix:
    The best credit card offers should have a well balanced mix of attractive interest rates, fees and rewards that make sense for each individual cardholder. When you find the right credit card for your needs it should allow you to utilize the rewards program to your full advantage, earning airline miles, cash back, gift cards or any number of alternative rewards.

    In order to choose the best credit card, one also needs to be aware of the requirements for accumulating and redeeming any rewards being offered. Some cards may require minimum spending limits to enjoy the maximum rewards. If you will normally not be spending enough to take advantage of the maximum rewards the card has to offer - this card may not be the one best suited to your needs. Always read terms and conditions before applying.

    Zero Percent Interest Credit Cards:
    Many customers are lured by an offer of zero percent interest for 12 months or more, or other special offers that make the cards appealing to the masses. When sitting down to do a comparison of the various bank credit cards, there are things you need to consider.

    Zero percent interest offers on purchases and/or balance transfers are excellent deals. However, the introductory zero percent interest rate will eventually come to an end. Before applying for an account, consumers should always be aware of what the interest rate will be on the credit card once the promotional period ends.


    Credit Card Applications  SELECT CREDIT CARD BY ISSUING BANK . .
      American Express American Express offers a variety of credit cards and charge cards. Cards offer American Express membership rewards, balance transfers, airline mileage rewards, hotel guest rewards and much more.
    * Excellent Credit required for American Express Cards
     
      Chase Bank Chase Bank offers several credit cards for consumers. Cards offer cash back, reward points, airline miles, balance transfers and more.
    * Good to Excellent Credit required for Chase Bank Cards
     
      CitiBank CitiBank offers credit cards for consumers, as well as credit cards for students. Cards offer cash back, reward points, airline miles, balance transfers and more.
    * Good to Excellent Credit required for Citi Cards
     
      Discover Card Discover Card offers a variety of credit cards for consumers, as well as student credit cards. Cards offer reward points, cashback bonus, airline rewards, 0% Introductory APR, balance transfers and more.
    * Good to Excellent Credit required for Discover Cards
     

    Credit Cards - Yahoo! News Search Results
    Credit Cards - Yahoo! News Search Results

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