Credit Card Approval Center



Citi Credit Cards
CitiBank Credit Cards Citibank offers a variety of credit cards for consumers, including credit cards for
college students. Choose cash back, air miles rewards or various other reward
offers as best suit your needs.

0% Introductory APR - Balance Transfers and More

Card Name Intro Rate Balance Transfer
Intro Rate		 Regular Apr Annual Fee Editor's Rating down

Citi® Platinum Select® MasterCard®


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  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    0.00%*
    for 18 months on purchases*     		11.99-21.99% (Variable)* $0.00* Excellent Credit*

    Citi® Diamond Preferred® Card


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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    0.00%*
    for 18 months on purchases*     		11.99-21.99% (Variable)* $0.00* Excellent Credit*

    Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back


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  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
  • Each quarter, you can enroll to earn additional cash back in popular categories.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    0.00%*
    for 12 months on purchases*     		12.99-22.99% (Variable)* $0.00* Excellent Credit*

    Citi® Hilton HHonors® Visa Signature® Card


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  • Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening*
  • Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*
  • Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*

    • Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* 14.24-16.24% (Variable)* $0.00* Excellent

    Citi Simplicity® Card


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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    0.00%*
    for 18 months on purchases*     		12.99-21.99% (Variable)* $0.00* Excellent Credit*

    Citi® Platinum Select® / AAdvantage® World MasterCard®


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  • Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership - more than enough for a roundtrip domestic flight award*
  • Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership*
  • Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership*
  • $85 annual fee waived for the first 12 months*

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* 15.24% (Variable)* $0.00 1st year, then $85.00* Excellent Credit*

    Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards


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  • $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
  • 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* 12.99-22.99% (Variable)* $0.00* Excellent

    Citi Forward® Card


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  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    0.00%*
    for 7 months on purchases*     		12.99-22.99% (Variable)* $0.00* Excellent

    Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards


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  • $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you're a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* 12.99-22.99% (Variable)* $0.00* Excellent Credit*

    Citi® Dividend Platinum Select® Card for College Students


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  • No Cosigner Required
  • Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*

    • Intro APR and Period Regular APR Annual Fee Credit Needed
    0.00%*
    for 7 months on purchases*     		13.99-21.99% (Variable)* $0.00* Good

    Citi Forward® Card for College Students


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  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit limit
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    0.00%*
    for 7 months on purchases*     		13.99-22.99% (Variable)* $0.00* Good Credit*

    Citibank Credit Cards for College Students


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    * See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information.
    However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card
    terms and conditions on the issuer's website.

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