Credit Card Approval Center



Credit Cards and Prepaid Debit Cards for Bad Credit or No Credit
If you are looking to build, re-build or re-establish your credit history, you must make on-time minimum payments with all of your creditors and maintain your account balances below your designated credit limits. Choose from prepaid, secured and unsecured credit card offers below.

The following Credit Cards, Prepaid Cards and Secured Cards
are for People with Bad Credit or less than perfect credit.

Card Name Intro Rate Balance Transfer
Intro Rate		 Regular Apr Annual Fee Editor's Rating down

Orchard Bank Visa Cards


Apply Online for This Credit Card

  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Knowledgeable customer service representatives to assist you with questions or concerns

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* 14.99-19.99% (Fixed)* $39.00 1st year, then $59.00* Bad Credit*

    Orchard Bank Classic MasterCards


    Apply Online for This Credit Card

  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* 14.99-19.99% (Variable)* $39.00 1st year, then $59.00* Bad Credit*

    Applied Bank® Secured Visa® Gold Credit Card


    Apply Online for This Credit Card

  • Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
  • Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $200 up to a maximum of $5,000
  • Guaranteed Approval Regardless of Your Past Credit History
  • 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
  • Highest Ratings for Financial Strength and Security in the Country

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* 9.99% (Fixed)* $50.00* Bad Credit*

    BuyRIGHT Prepaid MasterCard®


    Apply Online for This Credit Card

  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.

    • Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    Green Dot® PrePaid MasterCard®


    Apply Online for This Credit Card

  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

    • Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    Pink ACE Elite(TM) Visa® Prepaid Card


    Apply Online for This Credit Card

  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    Platinum Zero® Secured Visa® Credit Card from Applied Bank®


    Apply Online for This Credit Card

  • Choose Your Credit Limit - Simply open an FDIC Insured Deposit Account in your name at Applied Bank
  • Your deposit will secure your new Visa Credit Card with a credit limit equal to the amount of your deposit - from $500 up to a maximum of $5,000
  • Zero - 0% Fixed APR on Purchases - No Intro Rates
  • Zero - 0% Rate Won't Change - Even If You're Late
  • Zero Application Fees
  • Zero Worries - Free Personal ID Theft Protection

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* 0.00% (Fixed)* $119.40* Bad Credit*

    Vision Premier® Visa® Prepaid Card - Simple & Fair


    Apply Online for This Credit Card

  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    ACE EliteTM Visa® Prepaid Card


    Apply Online for This Credit Card

  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    UPside Visa® Prepaid Card


    Apply Online for This Credit Card

  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    NetSpend® Prepaid MasterCard®


    Apply Online for This Credit Card

  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    NetSpend® Visa® Prepaid Card


    Apply Online for This Credit Card

  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    AccountNow® Prepaid Visa® Card


    Apply Online for This Credit Card

  • $0 Monthly Fee
  • 100% Guaranteed Approval* - No Credit Check
  • No Minimum Balance
  • Free Direct Deposit and Online Bill Payment
  • Now with Purchase Rewards
  • Perfect for Tax Refund direct deposit

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    Prepaid Visa® Black Diamond RushCard


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    Prepaid Visa® Pink Diamond RushCard


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check.
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund.
  • Only card that lets you change your fee plan whenever you want to.
  • Free prescription discount card.
  • Easy Bill Pay - pay bills, rent, or write personal checks.
  • Card to card transfers.

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    Prepaid Visa® Purple Diamond RushCard


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    READYdebit Platinum Visa Prepaid Card


    Apply Online for This Credit Card

  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit Score
  • Free Mobile Banking and Text Alerts
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit — paycheck, benefits, tax refunds
  • No Credit Check*, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    KLS Prepaid Visa® RushCard


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    AccountNow® Prepaid MasterCard®


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 bonus§
  • Free Online Bill Payment
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Perfect for Tax Refund direct deposit

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    Account Now Gold Visa® Prepaid Card


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Free Online Bill Payment
  • Up to $10,000 balance limit
  • Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    Wired PlasticTM Visa® Prepaid Card


    Apply Online for This Credit Card

  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements, or bank account required
  • Free Online Access to Account
  • Free Mobile Alerts - Text to your mobile and email
  • Free Bill Pay Service - Pay Anyone Online or Over the Phone
  • Free Rewards Program - Earn 1 point for every $1 spent
  • No Bounced Check, NSF, or Overdraft Charges Ever
  • Free Direct Deposit - Eliminate check cashing fees

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    Walmart MoneyCardSM Visa® Prepaid Card


    Apply Online for This Credit Card

  • No issuance fee online.
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit.
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

    • Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    mPower™ Visa® Prepaid Card


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* N/A* $0.00* No Credit Check*

    First Progress Platinum Secured MasterCard® Credit Card


    Apply Online for This Credit Card

  • Full-feature Platinum MasterCard secured credit card
  • No credit history or minimum credit score required for approval
  • Monthly reporting to all 3 major credit bureaus to establish more credit history
  • Quick & complete online application
  • Secured by your deposit of $300 - $2,000
  • 24/7 access to your account online
  • Deposit held at FDIC-insured bank
  • You must be a resident of a US state; however, at present the program is not available in Alaska, Arkansas, Iowa, Maine, New York, Wisconsin, or West Virginia.

    		•
    Intro APR and Period Regular APR Annual Fee Credit Needed
    N/A* 14.99% (Fixed)* $39.00* Bad Credit*


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    * See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information.
    However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card
    terms and conditions on the issuer's website.

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